[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.1hds.cz\/nekdy-pomuze-jen-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.1hds.cz\/nekdy-pomuze-jen-pujcka\/","headline":"N\u011bkdy pom\u016f\u017ee jen p\u016fj\u010dka","name":"N\u011bkdy pom\u016f\u017ee jen p\u016fj\u010dka","description":"\u010clov\u011bk m\u016f\u017ee d\u011blat klidn\u011b v\u0161echno, co je v jeho sil\u00e1ch, a p\u0159esto si nemus\u00ed zajistit takov\u00e9 p\u0159\u00edjmy, s nimi\u017e by dok\u00e1zal pokr\u00fdt v\u0161echny sv\u00e9 v\u00fddaje. Tak u\u017e to prost\u011b v \u017eivot\u011b chod\u00ed a nejednou je jenom velice obt\u00ed\u017en\u00e9 na tom n\u011bco zm\u011bnit k lep\u0161\u00edmu. A sice proto, \u017ee pen\u00edze chce m\u00edt ka\u017ed\u00fd, a proto se …","datePublished":"2021-03-19","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.1hds.cz\/author\/#Person","name":"1hds.cz\n","url":"https:\/\/www.1hds.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"1hds.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.1hds.cz\/wp-content\/uploads\/art399342_16x9_20260820_152148_AGubfo.jpg","url":"https:\/\/www.1hds.cz\/wp-content\/uploads\/art399342_16x9_20260820_152148_AGubfo.jpg","height":0,"width":0},"url":"https:\/\/www.1hds.cz\/nekdy-pomuze-jen-pujcka\/","about":["Pen\u00edze"],"wordCount":455,"articleBody":"        \u010clov\u011bk m\u016f\u017ee d\u011blat klidn\u011b v\u0161echno, co je v jeho sil\u00e1ch, a p\u0159esto si nemus\u00ed zajistit takov\u00e9 p\u0159\u00edjmy, s nimi\u017e by dok\u00e1zal pokr\u00fdt v\u0161echny sv\u00e9 v\u00fddaje. Tak u\u017e to prost\u011b v \u017eivot\u011b chod\u00ed a nejednou je jenom velice obt\u00ed\u017en\u00e9 na tom n\u011bco zm\u011bnit k lep\u0161\u00edmu. A sice proto, \u017ee pen\u00edze chce m\u00edt ka\u017ed\u00fd, a proto se jen tak n\u011bkde nepovaluj\u00ed a nesta\u010d\u00ed po nich jenom tak s\u00e1hnout. A skute\u010dnost, \u017ee jsou i lid\u00e9, kte\u0159\u00ed pen\u00edze pot\u0159ebuj\u00ed, ov\u0161em nemaj\u00ed je, je tak smutnou realitou. Realitou, proti n\u00ed\u017e se bojuje v p\u0159\u00edpad\u011b takov\u00fdch chudobou posti\u017een\u00fdch lid\u00ed v\u0161emi mo\u017en\u00fdmi dostupn\u00fdmi prost\u0159edky. Mezi n\u011b\u017e pat\u0159\u00ed i p\u016fj\u010dky.  Je logick\u00e9, \u017ee p\u016fj\u010dky nejsou zase a\u017e tak ide\u00e1ln\u00edm \u0159e\u0161en\u00edm. Proto\u017ee \u010dlov\u011bk s jejich pomoc\u00ed sice pen\u00edze dostane k dispozici, jen\u017ee je pozd\u011bji zase mus\u00ed vr\u00e1tit, a tud\u00ed\u017e se jedn\u00e1 vlastn\u011b jenom o pomoc se zvl\u00e1dnut\u00edm moment\u00e1ln\u00ed situace na \u00fakor budouc\u00edch p\u0159\u00edjm\u016f toho, kdo si p\u016fj\u010dku bere. Ale p\u0159esto jde o pomoc, kter\u00e1 m\u00e1 sv\u016fj nesporn\u00fd v\u00fdznam. Proto\u017ee ten, kdo by nem\u011bl z \u010deho platit st\u00e1vaj\u00edc\u00ed \u00fa\u010dty a nezbytn\u00e9 v\u011bci, by se dostal do situace, je\u017e by ho mohla st\u00e1le v\u00edce t\u00e1hnout ke dnu. A kdy\u017e se takov\u00e9 pot\u00ed\u017ee nevy\u0159e\u0161\u00ed hned v z\u00e1rodku, maj\u00ed tendenci nar\u016fstat. A tak si leckdo v t\u011b\u017ek\u00fdch \u010dasech o p\u016fj\u010dku za\u017e\u00e1d\u00e1. Ov\u0161em ne v\u017edy usp\u011bje. N\u011bkdy je finan\u010dn\u00ed instituc\u00ed, je\u017e je oslovena, shled\u00e1no, \u017ee m\u00e1 \u017eadatel dejme tomu p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy, \u017ee nen\u00ed d\u016fv\u011bryhodn\u00fd t\u0159eba kv\u016fli n\u011bjak\u00fdm z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f, exekuc\u00edm \u010di jin\u00fdm nedostatk\u016fm, a pak se prost\u011b \u017e\u00e1dost zam\u00edtne. A je po nad\u011bj\u00edch, p\u0159inejmen\u0161\u00edm do doby, ne\u017e je objevena nebankovn\u00ed hypot\u00e9ka. To je toti\u017e p\u016fj\u010dka, u n\u00ed\u017e d\u00edky specifick\u00fdm pravidl\u016fm a po\u017eadavk\u016fm usp\u011bj\u00ed i ti, kte\u0159\u00ed by byli pro jin\u00e9 poskytovatele p\u016fj\u010dek beznad\u011bjn\u011b nezaj\u00edmav\u00ed. U nebankovn\u00edch hypot\u00e9k se toti\u017e mus\u00ed za p\u016fj\u010den\u00e9 pen\u00edze ru\u010dit z\u00e1stavou nemovitosti. Co\u017e znamen\u00e1 natolik z\u00e1sadn\u00ed z\u00e1ruku, \u017ee se nebankovn\u00ed spole\u010dnost neboj\u00ed p\u016fj\u010dit ani n\u011bkomu, kdo m\u00e1 jen relativn\u011b n\u00edzk\u00e9 p\u0159\u00edjmy. A usp\u011bje tu tak ka\u017ed\u00fd, kdo je schopen spl\u00e1cet.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy pom\u016f\u017ee jen p\u016fj\u010dka","item":"https:\/\/www.1hds.cz\/nekdy-pomuze-jen-pujcka\/#breadcrumbitem"}]}]