[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.1hds.cz\/pujcka-se-muze-hodit\/#Article","mainEntityOfPage":"https:\/\/www.1hds.cz\/pujcka-se-muze-hodit\/","headline":"P\u016fj\u010dka se m\u016f\u017ee hodit","name":"P\u016fj\u010dka se m\u016f\u017ee hodit","description":"Nen\u00ed ni\u010d\u00edm neobvykl\u00fdm, \u017ee lid\u00e9 n\u011bkdy nevych\u00e1zej\u00ed s pen\u011bzi. Jeden m\u00e1 kup\u0159\u00edkladu n\u00edzk\u00e9 p\u0159\u00edjmy, druh\u00fd vysok\u00e9 v\u00fddaje, t\u0159et\u00ed oboj\u00ed sou\u010dasn\u011b, \u010dtvrt\u00e9ho pak m\u016f\u017ee n\u011bco ne\u010dekan\u011b zasko\u010dit finan\u010dn\u011b nep\u0159ipraven\u00e9ho. A co si po\u010d\u00edt tehdy, kdy\u017e se \u010dlov\u011bk ocitne p\u0159ed nutnost\u00ed platit, i kdy\u017e nem\u00e1 ani vindru? Pak to nejednou nejde vy\u0159e\u0161it jinak ne\u017e p\u016fj\u010dkou. Ta je …","datePublished":"2019-11-09","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.1hds.cz\/author\/#Person","name":"1hds.cz\n","url":"https:\/\/www.1hds.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"1hds.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.1hds.cz\/wp-content\/uploads\/img_a370448_w2267_t1582108386.jpg","url":"https:\/\/www.1hds.cz\/wp-content\/uploads\/img_a370448_w2267_t1582108386.jpg","height":0,"width":0},"url":"https:\/\/www.1hds.cz\/pujcka-se-muze-hodit\/","about":["Pen\u00edze"],"wordCount":413,"articleBody":"      Nen\u00ed ni\u010d\u00edm neobvykl\u00fdm, \u017ee lid\u00e9 n\u011bkdy nevych\u00e1zej\u00ed s pen\u011bzi. Jeden m\u00e1 kup\u0159\u00edkladu n\u00edzk\u00e9 p\u0159\u00edjmy, druh\u00fd vysok\u00e9 v\u00fddaje, t\u0159et\u00ed oboj\u00ed sou\u010dasn\u011b, \u010dtvrt\u00e9ho pak m\u016f\u017ee n\u011bco ne\u010dekan\u011b zasko\u010dit finan\u010dn\u011b nep\u0159ipraven\u00e9ho. A co si po\u010d\u00edt tehdy, kdy\u017e se \u010dlov\u011bk ocitne p\u0159ed nutnost\u00ed platit, i kdy\u017e nem\u00e1 ani vindru? Pak to nejednou nejde vy\u0159e\u0161it jinak ne\u017e p\u016fj\u010dkou. Ta je toti\u017e nejednou tou jedinou mo\u017enost\u00ed, jak se dostat dostate\u010dn\u011b rychle k pot\u0159ebn\u00fdm financ\u00edm. Ov\u0161em jak kdy a jak kde. Jestli\u017ee je \u010dlov\u011bk \u2013 lhostejno zda podnikatel nebo spot\u0159ebitel \u2013 pouze v m\u00edrn\u00fdch probl\u00e9mech, kter\u00e9 budou zjevn\u011b trvat toliko do\u010dasn\u011b, jestli\u017ee m\u00e1 tento dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, dost vysok\u00e9 p\u0159\u00edjmy, \u010dist\u00e9 registry dlu\u017en\u00edk\u016f a zjevn\u011b dobrou platebn\u00ed mor\u00e1lku, nem\u00edv\u00e1 se sehn\u00e1n\u00edm p\u016fj\u010dky nijak z\u00e1vratn\u00e9 pot\u00ed\u017ee. Za\u017e\u00e1d\u00e1 si v n\u011bjak\u00e9 finan\u010dn\u00ed instituci, v\u0161e pot\u0159ebn\u00e9 dolo\u017e\u00ed a pen\u00edze z\u00edsk\u00e1. Ov\u0161em mezi t\u011bmi, kdo maj\u00ed finan\u010dn\u00ed obt\u00ed\u017ee, jsou i tac\u00ed, kdo se zm\u00edn\u011bn\u00fdmi p\u0159ednostmi pochlubit nemohou. A pro takov\u00e9 je \u017e\u00e1d\u00e1n\u00ed o p\u016fj\u010dku v bance jednozna\u010dnou ztr\u00e1tou \u010dasu. I kdyby se sna\u017eili sebev\u00edc, nevyhov\u00ed po\u017eadavk\u016fm, je\u017e se tu na \u017eadatele kladou, nejsou dostate\u010dn\u011b dokonal\u00ed. A pro ty je tu pak nejednou jedin\u00fdm v\u00fdchodiskem z nouze nebankovn\u00ed americk\u00e1 hypot\u00e9ka. U t\u00e9 toti\u017e usp\u011bj\u00ed snadno i ti, kdo poho\u0159\u00ed kdekoliv jinde. Sta\u010d\u00ed tu toti\u017e schopnost d\u00e1t do z\u00e1stavy nemovitost odpov\u00eddaj\u00edc\u00ed hodnoty a m\u00edt na spl\u00e1cen\u00ed, sta\u010d\u00ed vyplnit jednoduch\u00fd formul\u00e1\u0159 na webu poskytovatele a poslat e-mailem po\u017eadovan\u00e9 sn\u00edmky on\u00e9 nemovitosti k posouzen\u00ed a \u010dlov\u011bk m\u00e1 sv\u00e9 jist\u00e9. Dostane pen\u00edze, je\u017e m\u016f\u017ee spl\u00e1cet a\u017e t\u0159icet let, je\u017e ale m\u016f\u017ee kdykoliv i p\u0159ed\u010dasn\u011b splatit, a to za v\u0161estrann\u011b v\u00fdhodn\u00fdch podm\u00ednek. Nic se tu neplat\u00ed p\u0159edem, p\u016fj\u010den\u00e1 \u010d\u00e1stka m\u016f\u017ee dos\u00e1hnout a\u017e sedmdes\u00e1ti procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti, \u00faroky jsou p\u0159\u00edzniv\u00e9, nikde \u017e\u00e1dn\u00fd skryt\u00fd poplatek nebo jin\u00e1 z\u00e1ludnost, a tak d\u00e1le. A co by mohl cht\u00edt \u010dlov\u011bk v nesn\u00e1z\u00edch v\u00edc?                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka se m\u016f\u017ee hodit","item":"https:\/\/www.1hds.cz\/pujcka-se-muze-hodit\/#breadcrumbitem"}]}]